Active Credit Monitoring.

CreditBot & SmartCredit using the power of AI to achieve active credit monitoring.

Daily Deal! Free 3B Credit Analysis Report to the first 50 customers to sign up for Premium Active Credit Monitoring $39.99/mo

Why CreditBot

4 out of 5 Credit Reports Have Errors

80% of consumer credit reports contain mistakes! Banks, insurance companies and even employers increasingly are turning to credit reports to determine what kind of rates you should pay and if you should be hired for a job.

How does your credit score impact you? 

Just one single mistake on your credit report could decrease your credit score over 100 points!

The added benefits of Active Credit Monitoring

CreditBot

  • 24/7 Online Portal Access
  • Dispute Tracking
  • Development Personalized Dispute Letters
  • Credit & Financial Education
  • And more…

SmartCredit

  • 24/7 Credit Monitoring 3 Bureaus
  • Annual Credit Reports & Scores: 3 Bureaus
  • Score Tracker
  • Score Builder
  • And more…

CreditBot has partnered with SmartCredit to provide one of the most robust AI software unions in the industry. SmartCredit powerful monitoring services along with CreditBots AI credit repair software teamed up to create the new state of the art Active Credit Monitoring Service.
CreditBot is an Active Credit Monitoring Firm whose AI actively monitors your credit reports and scores for you. CreditBots AI then intelligently analyzes and formulate dispute strategies to fight negative accounts and errors on your 3 credit reports.

Old way of credit monitoring and credit repair costs….

Credit Monitoring average service fee $29 monthly & Credit Repair average service fee $99 monthly = $128 monthly

New state of the art way of active credit monitoring costs…
Premium Active Credit Monitoring Membership fee $39.99 monthly

WHO WE ARE

CredtiBot, is your active credit monitoring credit repair solution! We analyze your credit reports for any negative items. CreditBot then strategically drafts corrective dispute letter summaries for you to use against the big 3 credit bureaus (Experian, Equifax, and TransUnion).

THE PERCENTAGE OF CREDIT REPORTS WITH SIGNIFICANT ERRORS

MINIMUM SCORE FOR GETTING MOST LOANS IN AMERICA

THE AMOUNT OF POINTS WE CAN INCREASE YOUR FICO SCORE

RESULTS CAN BE SEEN IN AS LITTLE AS 3 TO 6 MONTHS

What is a FICO Score?

First introduced in 1989 by the Fair, Isaac, and Company, the FICO model is used by the vast majority of banks and creditor grantors, and is based on consumer credit files of the three national credit bureaus:

  • Experian
  • Equifax
  • TransUnion

The image to the right represents how credit scores are created.