Privacy Policy

Privacy Policy

We Are Committed Safeguarding Your Information

Privacy Policy: We use the terms ”you” and ”your” to include any person or business entity who accesses any CreditBot website (the “Websites”) or purchases any product or service offered on the Websites (the ‘Services’) for any amount of time. We use the terms ”we”, ”us”, “our” and “CreditBot” to refer to the Identity CreditBot Ltd. Liability Company dba CreditBot, which owns and/or operates these websites, and our employees, members, officers, partners, affiliated entities, subsidiaries, divisions, contractors, representatives, attorneys, and agents. This privacy notice discloses the

This privacy notice discloses the privacy practices for CreditBot brand services and our websites. This privacy notice applies solely to information collected by our websites, except where stated otherwise. It will notify you of the following:

  • What information we collect;
  • Use of information
  • Changes to information
  • Information confidentiality and security
  • Material changes to this privacy policy
  • How to address concerns over misuse of personal data
  • Other provisions

What Information We Collect

In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information – particularly any personal or financial information. We agree that you have a right to know how we will utilize such data. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal or business information. In order to provide the products and services you request from us, we may partner with third party service providers, who are governed by their own Privacy Policies. CreditBot makes a reasonable effort to assure those policies meet or exceed our standards. However, we are not responsible for the policies or practices of third parties.

Depending on which of our services you are utilizing, the types of information that we may collect include:

  • Personally Identifiable Information (“PII”), such as your name, business name, address, email address, credit card information, and other personal or business identifiable information, we receive from you on applications (either applications with us directly or through our partners), forms and in other communications to us, whether in writing, in person, by telephone or any other means, and information about your transactions with us, our affiliated companies, or others; and
  • Non-personal or business Identifiable Information, such as the Web site’s Uniform Resource Locator (“URL”) that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol (“IP”) address. This type of information does not by itself identify a specific individual and is used on both a personal and aggregate basis for service delivery, analysis, and marketing.
  • Use Of Information

    We may share your personal data with service providers who perform necessary business services for us under written agreement, the public authorities who may obtain your personal data subject to applicable legal and regulatory authority, or where otherwise required by law. We may also share your personal data outside our company to third-parties such as our business associates or vendors who may use your information for the purpose of promoting or selling their products or services to you. In all cases, these offers of products or services from 3rd parties may be conducted to you by them in any form of communication such as but not limited to electronic, telephony or in writing. By accepting our privacy policy and using our website(s) and/or services you agree to these terms.

    When you use our websites, we will store cookies on your computer in order to facilitate and customize your use of our websites. A cookie is a small data text file, which a website stores on your computer hard drive that can later be retrieved to identify you to us. The cookies may make your use of the websites easier, run more smoothly and help us to maintain a secure site for you. You are always free to decline our cookies if your browser permits it, but some parts of our site may not work properly in that case.

    Changes To Information

    If you have an account with us and want to update or correct information you have provided to us, you may do so as follows:

    Personal Account(non-business) – Login to your CreditBot account and go to the “CreditBot Login” section to edit information on your account OR contact CreditBot customer service team for the brand you are using below, during regular business hours.

    CreditBot Client Care 1 (800) 610-0804

    If you find any information in your personal credit report provided as part of the Services that you believe is incorrect and wish to correct it with the credit reporting agencies, you can do so through the dispute resolution process provided under the Fair Credit Monitoring Reporting Act or other applicable laws.

    Information Confidentiality And Security

    The confidentiality of your nonpublic personal or business information is important to us. We will use our best efforts to protect and restrict access to your nonpublic personal or business information. CreditBot employs various methods to protect our websites, your information and communications that meet or exceed industry standards. We will limit the access of your information to those individuals and entities that need to use it in order to provide our products or services to you. All information transmitted to the Websites utilize SSL encryption technology. However, no data transmission over the internet or any wireless network can be guaranteed to be 100% secure and you acknowledge that there are security and privacy limitations of the internet which are beyond our control. We make no warranty, express, implied, or otherwise, that we will prevent unauthorized access to your private information. Through our partnerships, we currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

    Material Changes In Privacy Policy

    Any material changes to our Privacy Policy or security procedures will be posted at our sites in this policy so that you are always aware of what information we collect and how we use it as well as the latest material changes we make to our security procedures.

    How To Address Concerns

    If you have a concern associated with this privacy policy, you should contact us immediately via telephone at:

    Personal Account (non-business)– Login to your CreditBot account and go to the “CreditBot Login” section to edit information on your account or contact CreditBot customer service team for the brand you are using below, during regular business hours.

    Effective Date: 2020

    Last updated July 2020

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